High-Net-Worth Planning

Complex medical, occupational and lifestyle underwriting

Applications that standard processes handle badly.

Medical history, hazardous pursuits, extensive travel or particular occupations can lead to loaded terms, exclusions or declines when presented poorly.

Careful presentation to insurers with appetite for the risk often produces a materially better outcome than a general application.

Things worth considering

Full disclosure is essential; non-disclosure can invalidate a claim
Different insurers take genuinely different views of the same risk
Terms and acceptance are always determined by the insurer

Enquire about complex medical, occupational and lifestyle underwriting

Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.

One dedicated point of contact
No call centres
Introductions handled discreetly
Serving Hampshire, West Sussex, Surrey and the Isle of Wight

Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.

Your enquiry is reviewed personally before any introduction is made.

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I agree that Cromwell Associates may contact me about this enquiry and, if I ask to be introduced, may pass my name and contact details to a suitable specialist for the service I have asked about. I have read the Privacy Notice.

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Please do not send medical details, account numbers or other sensitive information. Cromwell Associates is an enquiry and introduction service: it does not give advice, recommend policies or arrange cover. Insurance introductions are passed on by hand to a suitable specialist, and other services to an appropriate partner. Cromwell Associates may receive a referral payment if you go on to use a service.