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Cromwell Associates

Mortgages

Self-employed and director mortgage enquiries

Borrowing where income is drawn from a business.

Lenders vary a great deal in how they read self-employed income: some use salary and dividends, others will consider retained profit, and required trading history differs.

Having two or three years of accounts and tax calculations ready makes the enquiry considerably more straightforward.

Things worth considering

  • Treatment of retained profit differs sharply between lenders
  • Accounts and tax calculations are normally required
  • Recent changes in company structure may need explanation

Enquire about self-employed and director mortgage enquiries

Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.

  • One dedicated point of contact
  • No call centres
  • Introductions handled discreetly
  • Serving Hampshire, West Sussex, Surrey and the Isle of Wight

Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.

Your enquiry is reviewed personally before any introduction is made.

Please do not send medical details, account numbers or other sensitive information. Cromwell Associates is an enquiry and introduction service: it does not give advice, recommend policies or arrange cover. Insurance introductions are passed on by hand to a suitable specialist, and other services to an appropriate partner. Cromwell Associates may receive a referral payment if you go on to use a service.