Trusts & Legacy
Life insurance trusts
Directing policy proceeds to intended beneficiaries through trustees.
Placing a protection policy in trust means the proceeds are paid to trustees rather than into the estate, which may affect both the timing of payment and the estate's Inheritance Tax position.
Insurers commonly offer standard trust wordings, but the right choice depends on the family, and it is not always easy to change afterwards.
Things worth considering
- Trustee choice has long-term consequences
- Absolute and discretionary trusts behave very differently
- Existing policies can sometimes be placed in trust after the event
Enquire about life insurance trusts
Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.
- One dedicated point of contact
- No call centres
- Introductions handled discreetly
- Serving Hampshire, West Sussex, Surrey and the Isle of Wight
Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.
Your enquiry is reviewed personally before any introduction is made.