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Cromwell Associates

Business Protection

Executive income protection

Company-funded income replacement for a director or senior employee.

The plan is owned and paid for by the business, with benefit paid to the company and passed on during a period of incapacity. It can also cover employer pension contributions in some cases.

For directors drawing modest salaries with dividends, how insurable income is defined is the crucial detail.

Things worth considering

  • Definition of insurable earnings is the key term
  • Benefit is paid to the business first
  • Payroll and tax treatment requires professional confirmation

Enquire about executive income protection

Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.

  • One dedicated point of contact
  • No call centres
  • Introductions handled discreetly
  • Serving Hampshire, West Sussex, Surrey and the Isle of Wight

Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.

Your enquiry is reviewed personally before any introduction is made.

Please do not send medical details, account numbers or other sensitive information. Cromwell Associates is an enquiry and introduction service: it does not give advice, recommend policies or arrange cover. Insurance introductions are passed on by hand to a suitable specialist, and other services to an appropriate partner. Cromwell Associates may receive a referral payment if you go on to use a service.