Business Protection

Key-person insurance

Cover for the business against the loss of an individual it depends on.

The company owns the policy and receives any payment, giving it funds to recruit, cover lost profit, reassure lenders and steady the operation while it adapts.

Identifying the key people is usually straightforward; quantifying their financial contribution is the part that takes a conversation.

Things worth considering

The business is normally both owner and beneficiary
Tax treatment of premiums and proceeds depends on the arrangement
The sum assured should be justifiable to the insurer

Enquire about key-person insurance

Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.

One dedicated point of contact
No call centres
Introductions handled discreetly
Serving Hampshire, West Sussex, Surrey and the Isle of Wight

Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.

Your enquiry is reviewed personally before any introduction is made.

First name

Last name

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Email address

Telephone number

Service you are asking about

Best time to reach you (optional)

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I agree that Cromwell Associates may contact me about this enquiry and, if I ask to be introduced, may pass my name and contact details to a suitable specialist for the service I have asked about. I have read the Privacy Notice.

Optional: I am happy to receive occasional updates from Cromwell Associates. This is separate from my enquiry and I can stop it at any time.

Please do not send medical details, account numbers or other sensitive information. Cromwell Associates is an enquiry and introduction service: it does not give advice, recommend policies or arrange cover. Insurance introductions are passed on by hand to a suitable specialist, and other services to an appropriate partner. Cromwell Associates may receive a referral payment if you go on to use a service.