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Cromwell Associates

Health & Income Protection

Executive income protection

Company-funded income protection for directors and key employees.

The business owns the plan and pays the premiums, with benefit paid to the company and passed to the employee through payroll during a period of incapacity. Cover can sometimes include employer pension contributions and National Insurance.

The tax treatment depends on how the arrangement is structured and should be confirmed with an appropriately qualified adviser or accountant.

Things worth considering

  • Suited to limited-company directors drawing salary and dividends
  • Benefit is paid to the business, not directly to the individual
  • Accounting and tax treatment requires professional confirmation

Enquire about executive income protection

Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.

  • One dedicated point of contact
  • No call centres
  • Introductions handled discreetly
  • Serving Hampshire, West Sussex, Surrey and the Isle of Wight

Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.

Your enquiry is reviewed personally before any introduction is made.

Please do not send medical details, account numbers or other sensitive information. Cromwell Associates is an enquiry and introduction service: it does not give advice, recommend policies or arrange cover. Insurance introductions are passed on by hand to a suitable specialist, and other services to an appropriate partner. Cromwell Associates may receive a referral payment if you go on to use a service.