Health & Income Protection
Income protection
Regular replacement income when illness or injury prevents you working.
Benefit usually starts after a chosen deferred period — commonly four, thirteen or twenty-six weeks — and may continue until you return to work, the policy term ends, or you reach a stated age.
The longer the deferred period you accept, the lower the premium tends to be, so the sensible starting point is how long your savings and any employer support would realistically last.
Things worth considering
- Benefit is normally capped at a proportion of earnings
- Own-occupation and any-occupation definitions differ significantly
- Short-term and long-term policies behave very differently at claim
Enquire about income protection
Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.
- One dedicated point of contact
- No call centres
- Introductions handled discreetly
- Serving Hampshire, West Sussex, Surrey and the Isle of Wight
Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.
Your enquiry is reviewed personally before any introduction is made.