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Cromwell Associates

Health & Income Protection

Self-employed protection

Cover for people with no sick pay, no death-in-service and variable income.

Self-employed households carry risks that employed ones often do not notice: no employer sick pay, income that varies by season, and a business that may depend entirely on one person's availability.

Underwriters usually look at recent accounts or tax calculations to establish insurable income, so having those to hand makes the process considerably smoother.

Things worth considering

  • Insurable income is normally evidenced from accounts or tax returns
  • Newly self-employed applicants may face additional evidence requirements
  • Occupation and manual duties affect both price and availability

Enquire about self-employed protection

Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.

  • One dedicated point of contact
  • No call centres
  • Introductions handled discreetly
  • Serving Hampshire, West Sussex, Surrey and the Isle of Wight

Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.

Your enquiry is reviewed personally before any introduction is made.

Please do not send medical details, account numbers or other sensitive information. Cromwell Associates is an enquiry and introduction service: it does not give advice, recommend policies or arrange cover. Insurance introductions are passed on by hand to a suitable specialist, and other services to an appropriate partner. Cromwell Associates may receive a referral payment if you go on to use a service.