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Cromwell Associates

Life Insurance

Over-50s life insurance

Smaller guaranteed-acceptance plans, usually intended for funeral costs and final expenses.

These plans typically accept applicants within an age range without medical questions, and pay a modest fixed sum on death after an initial qualifying period.

They are not always the best-value route. Where health allows, a fully underwritten policy may provide considerably more cover for the same premium; the specialist can explain how the two compare in your circumstances.

Things worth considering

  • Total premiums paid can exceed the sum assured if you live a long time
  • Cover usually begins only after an initial qualifying period
  • A medically underwritten policy may offer better value where health permits

Enquire about over-50s life insurance

Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.

  • One dedicated point of contact
  • No call centres
  • Introductions handled discreetly
  • Serving Hampshire, West Sussex, Surrey and the Isle of Wight

Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.

Your enquiry is reviewed personally before any introduction is made.

Please do not send medical details, account numbers or other sensitive information. Cromwell Associates is an enquiry and introduction service: it does not give advice, recommend policies or arrange cover. Insurance introductions are passed on by hand to a suitable specialist, and other services to an appropriate partner. Cromwell Associates may receive a referral payment if you go on to use a service.