Life Insurance
Whole-of-life insurance
Cover intended to remain in place for life, rather than for a fixed term.
Because a claim is expected at some point, whole-of-life cover generally costs more than term cover. It is often considered where a liability does not disappear with age — a potential Inheritance Tax bill, for example, or provision for a dependent relative.
Some plans are reviewable, meaning premiums or cover can change at set review dates depending on how the plan has performed.
Things worth considering
- Reviewable plans can become significantly more expensive later
- Often considered alongside trust arrangements for estate planning
- Guaranteed and reviewable structures behave very differently over time
Enquire about whole-of-life insurance
Tell us what you would like to protect or resolve. One named contact will read your enquiry personally and come back to you.
- One dedicated point of contact
- No call centres
- Introductions handled discreetly
- Serving Hampshire, West Sussex, Surrey and the Isle of Wight
Cromwell Associates coordinates enquiries and introduces clients to appropriately qualified specialists. We do not provide regulated financial, legal or tax advice, and submitting this form places you under no obligation.
Your enquiry is reviewed personally before any introduction is made.